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Members Save with Salon & Spa Benefits

02/13/2018

ABMP has partnered with Salon & Spa Benefits to offer you 8 different insurance options you can apply for, including disability insurance for massage therapists.

Highlights of the plan include:

Rates & payment:

  • Rates start at $4 a week
  • Customize your plan to meet your financial needs
  • Rates do not increase as you age
  • Rates do not increase if you submit a claim
  • You will be billed on a monthly basis and can cancel anytime

Benefits:

  • Your benefits are paid to you as tax-free income
  • Monthly benefits from $400–$6,500
  • Receive 100% of your disability benefit if your incident occurs outside of work
  • Receive 50% of your disability benefit if your incident occurs while at work

Coverage:

  • You are covered 24-7 both on and off the job
  • Your level of coverage is based on your gross income, not your net income
  • You can continue your coverage until age 75 in most states
  • If you are no longer a member, you will not lose your coverage
  • Pre-existing conditions are covered one year after the policy effective date
  • Maternity leave is covered 9 months after the policy effective date. As long as you give birth after 9 months of having your policy, you can submit a claim 

Application process:

  • If you apply for coverage today, your coverage can start today
  • No waiting period for an accident to be covered
  • 7-day waiting period for sickness, surgery, or pregnancy complications
  • Applying for coverage is simple and only takes 20 minutes
  • No medical exam required to apply for coverage
  • You can apply for coverage through the age of 74 in most states
  • You must be working at least 20 hours a week to apply for coverage

If you are interested in learning more, need assistance with a quote, or would like to apply for coverage, log in to ABMP.com and visit the Discounts page for more information.

Coverage may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable. For cost and complete details, please contact a representative.

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