The Definitive Retirement Plan for MTs

Retirement planning isn’t glamorous. Thankfully, it doesn’t have to be scary, and getting your retirement plan figured out is really empowering. In this blog, we share excerpts from Allissa Haines’s (www.massagebusinessblueprint.com) excellent retirement advice for MTs and bodyworkers from the May/June 2018 issue of Massage & Bodywork.

“When most people think of the phrase retirement planning, they conjure up images of old guys in suits peering over their glasses at you, throwing out financial jargon designed to make you feel dumb. It’s true, retirement planning isn’t glamorous. There’s a learning curve, and it takes a little effort. You know what is glamorous? Being able to live, eat, and play wherever you want when you retire. Not having to eat ramen off a hot plate while living in your favorite niece’s basement is pretty nice too. “

In “The Definitive Retirement Plan for MTs,” Haines introduces and examines some of the most common questions MTs have regarding planning for retirement, including:

How Much Do I Need to Save?

What is a Retirement Account?

How Do I Set Up MY Retirement Account(s)

How Do I Invest (And What Do I Invest In)?

Haines makes it easy to understand your options for retirement savings, and addresses the questions we all want to ask. An excerpt of the article is below. To read the full article, visit www.massageandbodyworkdigital.com/i/969285-cover2-025-mnb-mj-18/86 or look for your copy of the May/June 2018 issue of Massage & Bodywork in your mailbox.

Help, This Is All Very Intimidating!

OK, I get it. Money is scary. We all have questions like:

• How will I ever save enough to retire? (Regularly)

• I’m barely making my bills right now, how can I save for retirement? (Carefully)

• Can’t I just worry about it later? (No)

• Won’t the government take care of me when I retire? (Also no)

These are all valid questions. The thing to remember is that nobody suddenly flips a switch and has all their retirement savings taken care of. Saving is not a one-time event; it’s a slow, gradual, consistent habit.”

“Don’t delay your retirement! Make it a priority. Most massage therapists (well, most people in general) don’t think about it and let fear of the unknown keep them from planning for their future. Take control of your retirement planning and set yourself up for comfort and peace later in life. You’re worth it.”

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