What is Business Personal Property Insurance?

Optional Contents Coverage for Your Business

The ABMP Business Personal Property (BPP) Insurance is contents coverage for your business. This valuable option is tailored to our members’ unique insurance needs in the event of equipment loss due to a fire, flood, theft, etc.

ABMP’s BPP policy covers members’ business-related property (equipment) both on and off premises—this is an important feature because many policies do not cover property once it is taken off business premises.

We have two BPP options: (1) BPP for $10,000: $95, and (2) BPP for $25,000: $250. Both of these policies provide coverage on a blanket basis, meaning members do not have to submit an initial inventory list itemizing equipment and its value; some companies require this inventory up front. However, if members experience a loss, they’ll need to present receipts and/or photographs of the items in order to file a claim. Property is insured for replacement cost, up to the $10,000 or $25,000 limit. Should a member have a covered loss, the claim will be paid based on the cost of that equipment, new, with no deduction for depreciation.

All losses are subject to a $250 deductible; theft/burglary losses are subject to a $500 deductible. Coverage is written on a broad basis with few exclusions.

To sign up for BPP at the time of joining or renewing: Select the BPP option online, or speak with our team at 800-458-2267.

To add BPP coverage during a membership: Call our team at 800-458-2267.

"I thank my lucky stars I had it." —Areigna, ABMP member

Read Areigna's BPP story in Massage & Bodywork magazine.

Coverage will run concurrently with the term of your ABMP membership. If you submit the premium for the BPP coverage with your application or renewal, your BPP coverage will begin with your anniversary date and expire one year (12 months) later. Should you decide to purchase BPP later in your membership year, you will be required to pay the full year's premium for a partial year's coverage.



Would this cover damaged equipment do to clients use?

Please add BPP to my coverage.

Please add BPP1 to my coverage.

Hi Cindy, please call 800-458-2267 and a membership specialist will help get you set up with this. Thanks!


I would like to add the bpp1 to my converage.


thank you,



Hi Rachel, please call 800-458-2267 and a membership specialist can add the BPP coverage to your policy.

I am looking for a good liability insurance for my massage practice, can you direct me to that at all? thanks.

Hi Dasha, ABMP offers comprehensive liability insurance for massage therapists. Contact us at 800-458-2267 or visit www.abmp.com and we can get you enrolled!

If I use my cell phone, car, table, chair to travel for work. is the phone and car covered if something happens to it?

Hi Oscar, please call 800-458-2267 and a membership specialist can add the BPP coverage to your policy.

Lets say a client is getting on/off the table and they fall, trip, table flips over etc... Does AMBP regular insurance or does this insurance cover this?

Hi Sarah,

This type of claim is filed under the liability policy, not the BPP policy. Please call us if you have any questions.

Hello, I would like to add the bpp2 to my coverage.

Hi James, please call 800-458-2267 and a membership specialist can add the BPP coverage to your policy.

I would like to add bpp to my coverage