Massage Liability Insurance⁠—Your Safety Net

Your Safety Net

No massage therapist or bodyworker ever intends to hurt a client, but it happens. From falling off a massage chair, to tripping on rugs, to suffering bruised and broken ribs when a practitioner applies massage too deeply, clients can come away from your sessions injured.

That is why professional liability insurance is the safety net every massage therapist or bodyworker needs to protect themselves and their business. “Claims in massage can really vary, whether its burns from hot stone, pinched nerves, broken ribs, to even the table collapsing,” says Spencer Bellott, a risk management specialist at Associated Bodywork & Massage Professionals (ABMP). “It’s really hard to tell which claims are going to be the big one. I have seen claims that are similar in nature end up having very different outcomes—some get settled for a nominal amount and for some, the costs go well into six figures. And nearly half of those costs can be the legal fees associated with the claim.”

Minimize Your Risk

Bellott says there are important things massage therapists or bodyworkers can do to minimize risk.

Health intake forms and medical histories are an important part of the due diligence massage therapists and bodyworkers need to undertake to protect their clients. It is through these intake processes where you might be forewarned of possible client conditions that are contraindicated for massage, or the client’s use of a particular medication that requires you to adapt the massage therapy session to more properly meet their therapeutic needs. This is not only best practices, it’s also invaluable to your client’s care.

Follow manufacturer recommendations on all your products and equipment. Check the guidelines for weight limits, proper maintenance, and lifespan on your massage table and/or chair and frequently inspect your equipment to ensure nothing has broken or been loosened during the wear and tear of daily use. “Always make sure it is in good working order,” Bellott says.

Have professional liability insurance. As much as you can prepare for the unexpected, you can never predict the unforeseen—sheets that spontaneously combust in your dryer and start a building fire; a client who trips and falls through a glass display case; a product reaction to your new massage oil that has lasting effects for the client. That’s why the peace of mind that comes with professional massage liability insurance is priceless.

“Professional liability insurance is important because claims can happen to anyone, even the seasoned practitioner,” Bellott says. “I see claims from our newest members to some of our most tenured therapists. That’s why insurance is one of the most important and valuable benefits that come with ABMP membership. We want our bodyworkers and massage therapists to be able to focus on their craft and not the unexpected.”

ABMP members can access certificates of insurance, add additional insured endorsements, and more at ABMP.com/members/my-membership/membership.

Want to learn more about ABMP membership?

Visit abmp.com/more to learn how ABMP goes above and beyond to help our members succeed, bringing you the insurance you need, the free CE you want, and the personalized benefits and service you deserve.

Category: 

News

Oregon Proposes External Pelvic Floor Massage Rules

The Oregon State Board of Massage Therapists proposed new massage therapy rules that would allow licensees to perform external pelvic floor massage. Submit your comments in support of, or opposition to, the rules before October 31, 2022.

Maryland Implicit Bias Training Resources

Maryland massage therapists must complete implicit bias training by October 31, 2022, to fulfill their continuing education requirements. View a list of approved training resources.

Blog

Keeping Massage Fresh for Longtime Clients

As much as we want massage therapy to be a routine, we also want it to be an intentional choice every visit because of the client’s love of the service and our care to always meet the client’s (changing) needs.

Blood, Lymph Get Pumped Thanks to Massage

Massage therapy has become a wildly expansive net that has caught, and continues to catch, a slew of methods of bodywork. You can be an authority in all sorts of approaches, spanning from myofascial release to trigger point therapy to cupping to manual lymphatic drainage. And that’s a good thing! 

Benefits

2022 ABMP CE Summit Course—MLD: Basic Techniques for the Neck and Face

Gain an understanding of manual lymphatic drainage (MLD) movements and the location of important lymphatic structures as you watch Nicola McGill’s dynamic demonstration of three MLD techniques and MLD sequences for the neck and face. Learn about this important modality that, when provided effectively, can support and enhance the movement of lymph fluid through the lymphatic vessels and eventually back to the cardiovascular system.

2022 ABMP CE Summit Course—Introduction to Manual Lymphatic Drainage

Manual lymphatic drainage (MLD) is a gentle, rhythmic form of bodywork that enhances and supports the movement of fluid through the lymphatic system to support health and well-being. Developed by Danish therapists Emil and Estrid Vodder in the 1930s, MLD is now practiced extensively by health and wellness practitioners and is used within the medical community to treat lymphedema and post-surgical and post-traumatic edema. Join Nicola McGill in this engaging course to learn the benefits, indications, and mechanics of this gentle, effective modality.

2022 ABMP CE Summit Course—Lymphatic System: An Essential Guide to an Underrated System

Join us for a fascinating look at the underrated lymphatic system, with special emphasis on its structures and functions. Learn the vital role each of the system’s components plays, including lymphangions, nodes, trunks, ducts, and the glorious cisterna chyli. We’ll also look at various lymphatic-related pathologies, including lymphangitis, lymphoma, cardiovascular and traumatic edema, and lymphedema.

Please note: We have recently updated our Privacy Policy and Terms of Use. Learn more...